About Us
Sristhi Micro is started with a vision to provide microfinance services in underserved areas. It may seems surprising for many of us that on one hand Microfinance sector is discussing and debating the over indebtedness of microfinance clients and ways to get rid of it. However on the other hand many, including Srishti Micro, aspiring to serve un-served and under-served. But the fact is large number of population which could be potential customer for micro finance; do not have access of credit from formal financial institution.About Us
Srishti Microfinance is a Non-Banking Finance Company providing individual and group loans through its network of many branches across of India.- Sristhiis offering financial services to the poor, unbanked and marginalized people in rural, semi-urban and urban areas to meet the evolving needs of the community and people who are involved in agricultural and small business activities. We are also working on the group lending model (SHG) where each member of the group guarantees each other’s loans.
- It's a loan, not a donation
- You choose where to make an impact
- Pushing the boundaries of a loan
- Lifting one, to lift many
What makes us unique
- The borrowers have to undergo financial literacy training and must pass a test before they are allowed to take out loans. Monthly meetings with borrowers follow a highly disciplined approach. Re-payment rates on the Company’s collateral-free loans which is targeted at more than 99% because of its regular monitoring and follow up on loan utilization by our efficient team at the job.
Our Mission
Our mission to connect people through lending to alleviate poverty. We celebrate and support people looking to create a better future for themselves, their families and their communities.
Our Vision
We envision a world where all people hold the power to create opportunity for themselves and others. Anyone can help a borrower start or grow a business access clean energy or realize their potential.
Document Pick-Up Facility
We strive to find mechanisms to deliver capital in more targeted and efficient ways so as to drive greater economic value in the communities we serve. We call our approach Value Lending.